Region 3 – 2018 COBRA Health Rates

Monthly Premiums

Plan Option*EmployeeFamilyEmployee + SpouseEmployee + Child(ren)
Plan 1$727$2400$1454$1236
Plan 2$654$2160$1308$1112
Plan 3$513$1693$1026$872
Plan 4$500$1653$1001$851
* To determine the deductible amounts, out-of-pocket maximums, and coinsurance percentages for each plan option, please consult the detailed chart below.

Rates effective for rate region 3.

PlanPlan 1Plan 2* Plan 3Plan 4
Medical Deductible
Individual
$500$1000$2700$3500
Medical Deductible
Family
$1000$2000$5400$7000
Member Cost Share
(Co-Insurance) for Covered
Medical Expenses After Deductible
10% In-Network
30% Non-Network
15% In-Network
30% Non-Network
20% In-Network
30% Non-Network
20% In-Network
50% Non-Network
Medical Out-of-Pocket Maximum
Individual
$1500$3000$5100$6000
Medical Out-of-Pocket Maximum
Family
$3000$6000$10200$12000
Rx Out-of-Pocket Maximum
Individual
$1000$1000Applied to Medical Deductible;
then Plan pays 100%
$500
Rx Out-of-Pocket Maximum
Family
$2000$2000Applied to Medical Deductible;
then Plan pays 100%
$1000
Total Plan
Out-of-Pocket Maximum
Individual
$2500$4000$5100$6500
Total Plan
Out-of-Pocket Maximum
Family
$5000$8000$10200$13000

* Plan 3 is a Health Savings Account (HSA)-compliant high deductible health plan (HDHP). Benefits and coverage under plan 3 may be different from other plan options. Please consult the Plan 3 Summary Plan Description for additional details or contact the Benefit Plans Office.