WELS VEBA Enrollment

2020 Open Enrollment

The WELS VEBA Commission is pleased to offer an open enrollment for the WELS VEBA Group Health Care Plan for the 2020 plan year.

Enrollment will be held from Friday, November 1 through Monday, December 2, 2019.

What is an open enrollment?

Open enrollment means that enrollment is available to eligible workers at all WELS and ELS sponsoring organizations, including sponsoring organizations that do not currently participate in WELS VEBA.

During this open enrollment, eligible workers will have the opportunity to make the following elections:

  • Enroll for new WELS VEBA Medical Benefits;
  • Add or remove any eligible family members under existing WELS VEBA Medical Benefits;
  • Change to a different deductible option under existing WELS VEBA Medical Benefits; and
  • Apply for Dental Benefits, Group Term Life Insurance, and/or Voluntary Long-Term Disability Insurance.

Supporting your workers

As a sponsoring organization representative, you play an important role in engaging eligible workers with the benefits of WELS VEBA and supporting them through the decisions they have to make. As a result, we encourage you to be proactive with your workers and support them at this important time. We hope this website supports your organization in making your benefit funding decisions for 2020 and provides a useful reference when communicating enrollment to your workers.

Please remember that an open enrollment is held solely at the discretion of the WELS VEBA Commission and is not held every year – encourage your eligible workers to carefully consider this opportunity.

What has changed for 2020?

While there are no significant changes being made to benefits in 2020, we have summarized a few plan changes and developments you should be aware of. Changes below will be effective January 1, 2020.

WELS VEBA Medical Benefits

  • WELS VEBA health plan rates for Medical Benefits under all plan options will increase by 2% for 2020.
  • The Plan Option 3 deductible amounts will increase to $2,800/individual and $5,600/family per IRS regulations to remain qualified for use with a Health Savings Account (HSA).

New ID Cards from Anthem BCBS

New ID cards for Medical Benefits and Prescription Drug Benefits will be sent to the homes of all WELS VEBA members around January 1, 2020.  The information on the ID cards will change, so it is important for members to present their new ID cards to all medical and pharmacy providers beginning January 1, 2020, to avoid disruptions in claim processing.

Dental Benefits

  • Delta Dental plan rates will increase by 2.5% for 2020.

What do I need to do?

We encourage you to support your workers during this enrollment period. The checklist below lists a number of important things to consider over the next few weeks:

  • Inform workers of your organization’s financial support for 2020 WELS VEBA coverage.
  • Inform workers of the 2020 WELS VEBA open enrollment.
  • Ensure workers receive their WELS VEBA open enrollment packet by the end of October.
  • Encourage workers to consider their options carefully.
  • Direct workers to contact the WELS Benefits Service Center if they have questions.
  • Review January 2020 invoice(s) to be sure worker elections match expectations and that your payment reflects the total amount due.

How do my workers enroll?

All benefit elections must be made by eligible workers through the WELS Benefits Service Center, either by telephone on 1-800-487-8322 (option 1) or online at www.wels.bswift.com. The WELS Benefits Service Center will begin accepting elections as part of the open enrollment on November 1st.  A full step-by-step process can be found on page 18 of the Enrollment Guide.

Important notes:

  • As a sponsoring organization representative, you cannot elect benefits or make changes on behalf of your workers;
  • If no changes are desired, no action is required as 2019 benefit elections will automatically be carried over to 2020;
  • A worker does not need to be enrolled in WELS VEBA Medical Benefits to enroll for Dental, Life, or Long-Term Disability benefits; and
  • Enrollment is for the 2020 plan year; any changes made will become effective January 1, 2020.

What happens next?

Eligible workers at your organization will be mailed a packet of enrollment materials between October 21st and October 31st.  This packet will include an enrollment guide and additional information regarding the open enrollment period.  A copy of the enrollment guide is available here: Enrollment Guide.